System · Illustrated study
Electrical
The reference house's power from the transformer at the street to a kitchen outlet: the buried service, the meter, the 200 A panel and its ground, and circuits run as cable through bored studs and joists to boxes nailed beside them. Load the circuits and watch the breakers, and see why kitchens, bathrooms and the outside each get circuits of their own.
Compare this approach →What it does
Distribute electricity from the service to protected branch circuits.
Follow the service, panel, protective devices, cables and outlets as a connected system.
When it fits
- Learning the organization of the reference house's electrical installation.
The trade-offs
- The US residential example is not a wiring prescription for other installations or jurisdictions.
Context. An educational model. Geometry, material assumptions and the reference building are described in the illustrated study.
The illustrated study
Electricity reaches a house the way water does: from a main in the street, through a meter, to a central point that splits it into branches. But it is far less forgiving. Too much current heats a wire until its insulation fails; a loose connection arcs; a nail through a cable or a hair dryer in a sink can kill. So every part of a house’s wiring is sized, protected and placed by rule. The figure follows the reference house’s power from the utility’s transformer at the corner of the lot to a receptacle over the kitchen counter.
The service
01The utility’s primary line runs at thousands of volts. A transformer, here a green box on a pad at the corner of the lot shared with the neighbours, steps it down to 120/240 V: two hot conductors 240 V apart, each 120 V to the neutral between them. From it the service lateral runs underground in PVC conduit 24 in (610) down, bedded in sand, with a warning tape a foot above, and sweeps up the front wall into the meter base. The meter belongs to the utility; everything after it belongs to the house.
Inside the wall behind the meter, the service entrance cable drops to the main panel in the basement. It is kept as short as it can be, because nothing protects it: the main breaker is at its far end. That is why the panel sits on the basement wall straight behind the meter, and why the meter is on the side of the house facing the street.
- Main panel
- A 200 A main breaker, two hot bus bars, a neutral bar and a ground bar, 40 spaces. A 120 V breaker clips to one bus; a 240 V breaker spans both.
- Grounding
- Two 8 ft (2.4 m) rods driven 6 ft (1.8 m) apart outside, and a bond to the metal water pipe within 5 ft (1.5 m) of where it enters. They hold the house’s wiring at the earth’s potential and give lightning and utility faults a path into the ground.
- Bonding
- Every metal pipe, box and frame is tied to the ground bar, so that a live wire touching one trips a breaker instead of waiting for a hand.
How big a service
02The code sizes a house’s service by a standard calculation, not by adding up nameplates: not everything runs at once. General lighting and receptacles count 3 VA per square foot; the two kitchen circuits and the laundry 1,500 VA each; the first 3,000 VA of that at full value and the rest at 35 percent. Fixed appliances (dishwasher, disposal, microwave, furnace blower) count at 75 percent, a range at 8 kW, an electric dryer at 5 kW, and the larger of the heating and the cooling.
For the reference house, 2,592 ft² (241 m²) on three levels, that comes to about 26.7 kVA, or 111 A at 240 V. A 150 A service would do. It gets 200 A, the usual size for a new house, because the next owner may add an electric car charger, a heat pump in place of the furnace, or an induction range, and replacing a service is far dearer than buying a bigger one at the start.
Circuits
03From the panel, branch circuits run to the rooms. Each has a breaker sized to protect its wire, not its loads: 14 AWG copper on a 15 A breaker, 12 AWG on 20 A, and heavier for the range and the air conditioner. Plug in too much and the breaker’s thermal element heats and trips it, as the figure’s does: a hair dryer and a space heater on the bathroom circuit draw 25 A, and a 20 A breaker will not hold that for long.
| Circuit | Breaker | Wire | Protection |
|---|---|---|---|
| Kitchen counters, two | 20 A, 120 V | 12 AWG | GFCI and AFCI |
| Bathroom | 20 A, 120 V | 12 AWG | GFCI |
| Bedrooms, living rooms | 15 A, 120 V | 14 AWG | AFCI |
| Range | 50 A, 240 V | 6 AWG | — |
| Air conditioner | 20 A, 240 V | 12 AWG | disconnect in sight |
| Laundry, garage, outdoors | 20 A, 120 V | 12 AWG | GFCI |
- GFCI
- A ground-fault circuit interrupter compares the current going out on the hot wire with the current coming back on the neutral. If 5 thousandths of an amp go missing (through a person to a wet floor) it opens in a fortieth of a second. Required wherever water is near: kitchens, baths, laundries, basements, outdoors.
- AFCI
- An arc-fault interrupter listens for the ragged current of an arc, from a crushed cord or a loose connection, and opens before it can start a fire. Required on most circuits that serve living spaces.
- Voltage drop
- Wire has resistance, so a long run loses voltage under load. A branch circuit should lose no more than about 3 percent; the readout gives each circuit’s drop for its length and what is plugged in.
Through the frame
04Cable goes in at rough-in, with the frame open and before insulation. Like the ducts and pipes, it must pass through the structure without weakening it, and stay where a nail cannot find it.
- Joists
- Cables crossing joists go through holes bored at mid-depth, far inside the limit of a third of the depth and 2 in (50) from either edge. Cables along a joist are stapled to its side.
- Studs
- Holes bored at the centre of the stud. Where a hole’s edge comes within 1¼ in (32) of a face, a steel nail plate 1⁄16 in (1.6) thick covers it, so a drywall screw or a trim nail stops at the steel.
- Staples
- Within 8 in (205) of a box that has no cable clamps, within 12 in (305) of one that does, and every 4½ ft (1370) along the run.
- Boxes
- Nailed to the side of a stud, standing out to finish flush with the drywall. Receptacles at 12–16 in (305–405) above the floor, over counters at about 44 in (1120), switches at 48 in (1220) beside the latch side of a door. No point along a wall may be more than 6 ft (1830) from a receptacle, so no cord has to cross a doorway.
- Outside walls
- Every box in an outside wall is a hole in the air barrier. Airtight boxes with a gasketed flange seal to the drywall, and the batt is cut round the box and split round the cable rather than crushed behind it. The wall’s control layers are drawn in Wall assembly.
Why this, not that
05How does power reach the house?
Decided by the utility's rules for the street · storms and ice · trenching cost and rock · the look of the street · how far the house is from the line
- Underground lateralThis house
The utility's cable runs from a pad-mounted transformer in conduit 2 ft (610) or more down, and turns up the wall into the meter base.
Choose it when the subdivision's lines are already underground, as most new ones are; ice storms and falling trees take overhead lines down; nothing should cross the yard overhead: trees, a crane, a view.
The catch a trench to dig and restore, and rock or a long run make it costly; a fault is harder to find and slower to repair; anyone digging must call first: the warning tape is the last line of defence.
The lateral in its trench No. 22 → - Overhead drop
Triplex cable hangs from the utility's pole to a bracket on the house, then down a mast from a weatherhead to the meter.
Choose it when the street's lines are on poles and the utility serves from them; the run is long, or the ground is rock, so trenching would cost far more; an old house is being rewired and its drop is already there.
The catch storms, ice and falling branches bring it down; it must clear the yard by 12 ft (3.7 m), and a mast through the roof needs flashing; it is in sight, and it limits where trees and cranes can go.
The pole and the drop No. 22 →
Here Underground: the subdivision's power is already buried along the street, with a pad-mounted transformer at the corner of the lot, and the run to the meter is short.
What carries the circuits through the walls?
Decided by the local code · how protected the wire must be · labour · future changes
- NM cableThis house
Insulated conductors and a bare ground in a plastic sheath, run through bored holes and stapled to the framing.
Choose it when the walls are wood-framed and will be covered; the code allows it, as it does for houses in most of the United States; speed and cost matter.
The catch a nail or screw can reach it, hence the steel plates near the faces; not allowed exposed where it can be damaged, nor in some cities at all.
Cable to a box No. 22 → - Armoured cable
The same conductors inside a spiral steel sheath: MC or AC cable.
Choose it when the cable is exposed in a basement or garage; a stronger sheath is wanted without the labour of conduit; metal studs or commercial-style framing.
The catch slower to cut and terminate; costs more per foot than NM cable.
- Metal conduit
Thin-wall steel tube (EMT) run box to box, the wires pulled through it afterwards.
Choose it when the local code demands it, as Chicago's does for houses; wires may need replacing or adding later without opening walls; the work is exposed and must survive knocks.
The catch much more labour: every bend made on site; the highest cost, and bulky in a 2×4 wall.
Here NM cable, as the model code allows for a wood-framed house, with nail plates wherever a hole comes near a face. Built inside Chicago itself, the same house would be wired in conduit.
How the figure decides
06| Current | Watts ÷ volts for each load switched on; 120 V loads on one leg, 240 V loads on both |
| Trip | Any circuit over its breaker’s rating trips about a second later and stays off until reset |
| Service | The busier leg’s current, with about 6 A always drawing elsewhere in the house |
| Voltage drop | 2 × current × resistance × length; copper at 75 °C; length from the drawn route plus a fifth |
| Calculated load | NEC standard method for dwellings, simplified: lighting 3 VA/ft², demand factors, range 8 kW, dryer 5 kW, cooling 3.5 kVA |
The rules quoted are those of the US model code for houses; local codes add to them, and the utility sets its own rules for everything up to and including the meter.
Compare the decisions
Sources & further reading
International Residential Code ↗
International Code Council · 2024 IRC
Part VIII: Electrical; services, grounding, branch circuits, wiring methods and receptacles.
Background reference for US residential construction. Local adoption and amendments vary; the illustrated model presets are not a statement of code compliance.
A technical review has not yet been recorded for this entry.